CROWN utilities · understand your pay
Your offer. Your deductions.
A clearer monthly number.
CTC to In-Hand Salary Calculator
Reconcile your offer using your own pay components. Keep regular monthly cash separate from a bonus or other irregular payout.
Free · No account · Runs in this tabStart with your offer breakdown
Use your employer's amounts for costs, deductions and TDS. A blank field stays unknown. Use None / ₹0 only when you know the amount is zero.
No tax or statutory contribution rate is calculated. This is a full-month, 12-month offer model. If benefits, reimbursements or equity cannot be classified, keep the result incomplete and check with payroll.
Download a self-contained HTML report to open or print offline. Changing any input clears this result and its download until you calculate again.
Why do we ask for your TDS and contributions?
Your payroll figures contain information that CTC alone cannot establish. This tool performs arithmetic; it does not select a tax regime, estimate statutory wages or determine eligibility. Official reference context was checked on 10 September 2026:
- Income Tax Department — salary TDS transition, questions 19–21
- Ministry of Labour — component guidance, 16 March 2026
These links open the official websites. You do not need to visit them to use the calculator.