THE CROWN LEGACY← Back to the Vault
Crown Tools Vault · Free calculator

SIP & Step-Up SIP Calculator

Explore a monthly-contribution scenario using your assumed return, contribution timing and optional annual step-up.

Runs in your browser · No signup or saved history

Your calculation assumptions

Enter plain numbers without currency symbols or commas.

₹1–₹1,00,00,000. Up to 2 decimal places.
−99% to 100%. Up to 6 decimal places. Your scenario, not a forecast.
1–50 years. No initial lump sum.
0–100%. Enter 0 for a constant contribution.
Projection value is measured at the end of the final month.
Formula, rounding and limits

Monthly return = (1 + annual return / 100)^(1/12) − 1. End-of-month deposits grow from the following month; start-of-month deposits grow during the deposit month. At months 13, 25 and so on, the previous monthly contribution increases by your step-up percentage, rounded to paise. Balances compound without monthly monetary rounding; displayed growth equals displayed value minus exact contributions. Output is capped at ₹1 trillion. Fees, taxes, inflation, NAV timing and missed contributions are excluded. This is an illustrative constant-return projection. Actual returns vary and can be negative; no return or investment suitability is promised.

Monthly return = (1 + annual return / 100)^(1/12) − 1. End-of-month deposits grow from the following month; start-of-month deposits grow during the deposit month. At months 13, 25 and so on, the previous monthly contribution increases by your step-up percentage, rounded to paise. Balances compound without monthly monetary rounding; displayed growth equals displayed value minus exact contributions. Output is capped at ₹1 trillion. Fees, taxes, inflation, NAV timing and missed contributions are excluded. This is an illustrative constant-return projection. Actual returns vary and can be negative; no return or investment suitability is promised.